Disclaimer

General Information

The information provided by PayoffCalculators.org (“we,” “us,” or “our”) on payoffcalculators.org (the “Site”) is for general informational and educational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

Not Financial Advice

The Site cannot and does not contain financial advice. The financial information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of financial advice.

The use or reliance of any information contained on the Site is solely at your own risk. We are not financial advisors, and nothing on this Site should be construed as financial advice. You should consult with a licensed financial advisor, accountant, or other qualified professional before making any financial decisions.

Calculation Accuracy

While we strive to provide accurate calculators using industry-standard formulas, all calculations are estimates only. Actual loan terms, payments, interest rates, and other financial details will vary based on numerous factors including but not limited to:

• Your credit score and credit history
• Lender-specific requirements and policies
• Current market conditions and interest rates
• Loan type and terms
• Down payment amount
• Geographic location
• Additional fees and charges not included in our calculators

Our calculators are simplified tools designed to provide general estimates. They may not account for all fees, charges, or variables that affect your actual loan costs. Always verify calculations with your lender and carefully review all loan documents before signing.

No Professional Relationship

Your use of the Site and our calculators does not create any kind of professional relationship between you and PayoffCalculators.org. We do not have access to your personal financial information, and we cannot provide personalized advice tailored to your specific situation.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by PayoffCalculators.org. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Limitation of Liability

In no event shall PayoffCalculators.org, nor its owners, employees, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of the Site, any errors or omissions in calculations, or any conduct or content of any third party on the Site.

Changes and Updates

We reserve the right to modify, update, or discontinue any aspect of the Site, including our calculators and information, at any time without notice.

Last updated: February 2026