Privacy Policy
Your privacy is important to us
Introduction
PayoffCalculators.org (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we handle information when you visit our website at payoffcalculators.org (the “Site”).
Information We Collect
Calculator Data
All calculations performed on our Site are done entirely in your web browser. The numbers you enter into our calculators (loan amounts, interest rates, terms, etc.) are not transmitted to our servers, stored in any database, or accessible to us in any way. Your financial information remains completely private and stays on your device.
Automatically Collected Information
Like most websites, we may automatically collect certain technical information when you visit our Site, including:
- Your IP address
- Browser type and version
- Operating system
- Referring website
- Pages visited on our Site
- Date and time of visit
Cookies
Our Site may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings.
How We Use Your Information
The limited information we collect is used solely for:
- Providing and maintaining our Site
- Analyzing how visitors use our calculators
- Improving our calculators and user experience
- Detecting and preventing technical issues
Information Sharing
We do not sell, trade, or rent your personal information to third parties. We may share anonymous, aggregated analytics data with service providers who help us operate our Site, but this data cannot be used to identify you personally.
Data Security
We take reasonable measures to protect the limited information we collect. Since our calculators operate entirely in your browser and we don't collect your financial data, your calculator inputs are inherently secure and private.
Children's Privacy
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.
Your Rights
- Browser Controls: You can control cookies and tracking through your browser settings
- Do Not Track: We respect Do Not Track signals from your browser
- Opt-Out: You can opt out of analytics tracking by using browser extensions or privacy tools
Advertising and Affiliate Links
Our Site may display advertisements served by third-party advertising networks, including Google AdSense. These networks may use cookies and similar technologies to serve ads based on your prior visits to our Site or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing history.
You may opt out of personalized advertising by visiting Google's Ads Settings or by visiting aboutads.info.
Our Site may also contain affiliate links to third-party financial products and services. When you click on these links and take qualifying actions (such as applying for a loan or opening an account), we may earn a commission at no additional cost to you. These affiliate relationships do not influence our calculators, editorial content, or the results you see. For more information, see our Disclaimer.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.
Last updated: February 2026